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Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
Do you have a passion for what you do? I do. I wake up in the morning in Islamorada knowing that I can make a difference in someones's life simply by caring. Let me make your life better by taking the stress out of buying or selling a home in the Keys. With me, It's "all about you". Call me toll free 877-I Call KD (877-422-5553)
www.KathyDenworth.com
is brought to you by Kathy Denworth
Real estate agent(s) for Islamorada, Key Largo and Tavernier, Florida
