Some of my favorite recipes... most are Atkins friendly. Goombay Smash 1 32 oz can of Pineapple Juice 1 16 oz carton Orange Juice 1/2 cup Grenadine 1 cup pineapple rum 1 cup coconut rum 1 cup light rum 1 cup dark rum Mix well and have a party! Our Margaritas 1 1/2 cups Ruby Red Grapefruit Juice (fresh or frozen, not canned) 1 cup Tequila 1/2 cup Triple Sec 1/2 Roses Lime Juice Put in a shaker with cracked ice, shake until very well chilled, pour into Margarita glass rimmed with course salt. ENJOY  Golden Chicken Boneless chicken breast Shredded Parmasan cheese Topping Mix together Chopped fresh tomato (1/8 cup per breast) Chopped fresh basil (1 teaspoon per breast Chopped fresh onion or green onion (2 teaspoons per breast) 1 teaspoon extra virgin olive oil
Boneless, skinless chicken breast either pounded till even or butterflied to make uniform thickness. Pat dry.
Using a sheet of foil or a plate, sprinkle shredded parmasan on the surface. Press chicken breast into the cheese. It will not be totally coated.
Heat a nonstick pan to medium heat. Add breast, cheese side down, cooking on Medium for 3 minutes. Sprinkle the upside with cheese. Turn, the cheese will be melted and golden. Cook second side for 3 minutes or until cooked through (don't dry it out!)
Place on serving plate and sprinkle with the topping.
 Perfect Ribs, easy to do. Racks of Ribs Salt & Pepper 1/2 cup beef broth Medium cook in bag Rinse ribs and pat dry. Sprinkle with salt & pepper. Place in cook in bag, pour beef broth over them. Poke holes in the top of the bag to vent. Place in a 225 degree oven for 90-120 minutes or until it falls off the bone. Roasted vegetables Your choice of Broccoli, asparagus, green beans, green onions, cauliflower Preheat oven to 400 degrees. Place veggies in one layer on a cookie sheet, sprinkle with seasoning or just salt & pepper. Sprinkle with Olive oil and toss. Bake for 10 minutes or 15 minutes for broccoli & cauliflower. 
About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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| Q |
What is a Balloon Mortgage?
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| A |
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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